lisalippy - can't think of the name of cherry you're referring to but anyway that wouldn't fit in with the rules of the quiz - 50 answers beginning with A and 50 ending with A.
My answer is a different fruit beginning with A and it contains a vessel, not ship/boat type of vessel and 3 letters of a 4 letter cereal.
45. How is your French? If you can translate a 'night' and put it between two letters representing a well known American City, the result will be a pay-out often by an insurance company.