Well, that was a struggle. Came to the forum with only 4 solved.
Some great clues.
I was late getting 15 and 17 which slowed me down.
I think I’ve parsed all but 9a.
And not sure why Picked up is necessary in 17?
20 is my COD, largely for the delayed gratification as I was halfway there for a long time but in the end it was my LOI.
I couldn’t find the Nina.
Thanks for all your hints.
😌