Hi, Rusty!
Ah, thank you for the explanations.
I did not know that "Suomi" is the Finnish for Finland.
I struggled for ages to discover what to add to "All's up" to make "pusillanimous"!
Yes, I now understand all except 23a?
Re "comma"......I had wondered about removing the N (November)from "command" but still couldn't account for the "d"?
I think I'm being a tad dense here?
No...... no wait......I've got it!
Yes, I see...... it's stopping short ie BEFORE November...so both the "n" and the "d" are eliminated?
That is what you mean, isn't it?
Yes, well done, I am sure you are right!
Nearly time now for "The Voice"......