Hi AJT,
Apologies for not responding yesterday - I live overseas and we're 2 hours ahead of the UK so my day is slightly out of sync with yours...
Anyway, a night's sleep has provided the necessary inspiration to complete 36ac and, with it, the whole puzzle. As you said, it is a lovely answer (and in response to your earlier question, I am more than old enough to remember shillings!).
The only lingering doubt in my mind is over 26d and VALERIE vs. VALARIE... what are your thoughts?