belatedly, Thanks Picaroon and thanks and HNY to all the contributors here.
I loved the extraordinary versatile theme, got 25d very quickly and enjoyed the many meanings but still struggling with a few so coming in very late to ask for help. This is me being coldy and stupid since nobody else has queried some of them:
Still to get 13d, 17a, 19a& d, 21a, 22d - gentle pointers appreciated
I have an answer for 13a but cannot see a definition?
To be very pernickety, in the song that I suspect is the most common place to hear of the ‘Bank of Scotland’ it is juxtaposed with a bank so perhaps the clue is slightly misleading, though I see the definitions overlap so it’s probably ok and a COD contender