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3 Across, Uninformed tirade after soldier returns with refusal (8)

10 Across, Close,be quick to embrace wife as this brings bed to mind?(9)

12 Across, Guys having cultivated learning - elitists? Not right (14)

20 Across, Interest maybe of mine under ocean, mysterious (8,6)

Compiler - RAICH

Many Thanks

3a Ig no rant

20a: unearned income = interest maybe (def)
Anagram of "mine under ocean"

INTELLIGENTSIA
Anagram of 'learning elitist' - R

10a Nigh t w ear

Good morning to you both and many thanks.

Good morning to you too, Diablos.

You're very welcome, John.
I hope you are keeping well.