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I'm stuck again any help would be greatly appreciated.
18 D In repose, Bill wears yellowish-beige bloomers etc. (10) ??e?d?t???
35 A More than one server watches others returning. (6) ???o?s

18d B re ad st uff

35 Spoons (snoops reversed)

A Merry Christmas and a Happy New Year to you Cerasus and to all users of this site.

And to you too, ftsalmon

help parsing 44 across please. Key allowed to be held by banker (6) DELETE I see key and let but banker?

Let = Allowed inside Dee (a river, also known as a banker)

Definition 3

banker2
[bang-ker]
noun

a vessel employed in cod fishery on the banks off Newfoundland.
a fisherman on such a vessel.
Australian . a river near flood level, the water being almost bank high.

I would be grateful if someone could explain the explanation. I can see buff but I cannot relate the rest of the clue to the other letters.

18d rest = repose
ad =bill