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Help appreciated.
19d Deficit(4) It looks like it ends in A

20a Bill (5) - - I - R (Looks like FLIER) but then that would leave the previous clue looking like - F - A (unless ABRADING is wrong for GRATING)
Thanks for your input

How about 'loss' and 'strident'?

But then Bill would be O?i?r which doesn't look promising.

Oh My what have I done. Thank you very much for your efforts, but you know, I had given you the wrong clue (had read the crossword wrongly) that 5 letter word starting with O is for the clue WILLOW, and I do know what the answer is and it fits!! So just blearly eyed Monday morning for me, but thanks for your help, its' appreciated.

osier

oh - I see you had it already