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25A: Note on payment method backing Japanese art (7)
The answer is 'origami = Japanese art?
I can see 'giro' backwards, but not the rest?
Please could someone explain the parsing?

Mi (note) + a giro reversed

Thank you!

I'm having a "dim" day today......
14A: Writing material for poets never containing drivel (9)

Answer is 'notepaper' = writing material?
I've got as far as.....
pap= drivel
ne'er= Poet's never
but where does the 'ot' come from?

Usually OT means Old Testament- unless OT means 'writing' and Notepaper is just 'material?
Is that it?
Help needed please!

never = not e'er. (I think!)

Ah, I see! so (very )near and yet so far!
Thanks, Jazzy!

and the last one, if anyone can help here, please?
12A: Something on yacht having split's taken into Irish house (5-4)
D?I?T - ?A?L

I know the Irish parliament is the DAIL which must have something to do with the answer?

not
e' er
pap

Drift sail

Rift's for split's? I would never have got that as I hadn't heard of a drift sail!
Thank you!

It was always called a drag sail down in Poole, but we never used one