Well done, Jazzgirl!
"Individual" is PERSON and the (musical) note held is TE.
When I was at school I used to help on a bread delivery round in the Salford area and we delivered to a shop which the van driver called "Oscar's" when the shop was called "Peterson's" - it took me a while to work that one out!
Now, if you were at a 38 Down with Oscar 45 Down I bet you would be very, very excited!