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12ac Band from Perth delivered by all-American private railroad(4)?I?R
6d Former Laureate's called pension possibly inadequate(4)H?T? Wordplay appreciated.

6d Hote(l) - Pension is a hotel
Former laureate is Chaucer and Hote appears in a line from anelida and arcite " The as I was want to Hote arcite "

@ chrisg: just curious to know how you found "hote" meaning "call" in Chaucer (connected with German "heisst") -- are you a Chaucer specialist or do you have access to Chaucer's vocabulary somewhere? Unfortunately didn't belong to my field of studies, but interests me!

12 Looks like GIPR (great indian peninsula railway)
Take ETH (a swiss band) from Perth and you are left with PR. All american private = GI + PR
I could be hopelessly wrong !

@GK - I know very little about Chaucer - I thought that Pension was key to the answer so I looked up Hote and found the reference

Thanks chrisg

Thank you, chrisg: I see it is possible to find such words either on the "free dictionary" or "babylon
9". I only read "The Clerk's Tale" for A-Levels & sometimes wish I'd gone on to study (old) English!

Hi, I've just registered.
12ac I have the answer as GIRR.
GI being the American private + RR abb of railroad
GIRR being a Scottish word for a hoop
I thought 6d was a bit obtuse, but I agree the answer is HOTE. I didn't make the connection between Chaucer and the "former laureate" because I hadn't realised Chaucer was a laureate!

Yes GIRR makes more sense than my original suggestion of GIPR

6dn Hote is an alternative, Spenserian spelling (hence the reference to former laureate, presumably) of 'hight', meaning named or called - and of course as has already been said, it's a shortened from of 'hotel' = pension.