Hi +&0,
Well yes it's hard, mrs t and I and few others here are all in the same boat. The problem seems to be that there r simply not enough jobs, youngsters are pressurized (brainwashed)into feeling they have to go to uni. I thinks it is just delaying the inevitable no job now -- no job in 3-4 years and with a whooping debt to start with -- great.
Saying that both mine were are ready to go--and believe me they come home with the ubiquitous washing, and pleas for a roast dinner.
I love horses, equine school sounds v nice. it really is just a balancing act, what hubby and i find though is that our bank account doesn't balance at all at the end of the month!!!!!!