Hi Tig,
8A As mentioned earlier, think of a place associated with former president Bill - not the Oval Office!
I'm stuck on 22A too, also 3D I have -ILS-I- I know the missing letter is A. Nudge please?
Yes Mrs Trellis - sounds like you have it - the last 3 letters are what you have to remember when you use the ATM machine or when you use your bank card
Thank you sudokulover and Tig, got it now. Well, I'm finished - although there are one or 2 answers I'm sure of, but not quite why. Which is fitting, considering the last line of thre instructions.
Looking forward to 98.
Tig, if you're still looking for 22a, I can amplify sudokulover's hint. The answer is a rarely used word for bewilderment. I wouldn't have thought it was a synonym but the OED gives it.