Just got to the crossword after a long and even busier than usual day and not doing very well. I am pretty tired. So how do I make 16ac from the bits. I have the first letter.
Can you confirm that 5d is a US city? I thought of one, but can't parse the second word.
Hints for 14d would may open up other solutions for me. The clue is Lacking funds, you do this in hostelry, clearly gutted.