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12 Lag gets stir? Yes, he's in need of reform. (10)
Got all the crossers and still no answer is it anag?

Also my last letter in 11a does not fit if 3d ends with same letters as 10a
I am sure 11a right

12 is an anagram - it's a word I knew, though I would have spelled it incorrectly without the anagram!

I don't understand your other question - the last letter of 3d isn't the last letter of 11a.

Last part of 3d is a 'smack' but not a 'vessel'

3 down I have a smack but not a vessel written in,
Sentence+smack but it doesn't make a word I know or can find. It's the name of a charity.

I had the same 4 letters at the end of 10 and 3.
Last letter of 11 made that wrong

Got 12d now tx what a horrid word.

The 1st 5 and the last letters are the same in 3d and 10a.

The definition of 3d is something that may save you, whilst the definition of 10ac is a vessel.

ARRGG I had the same letter in position 7 too, another smack but nonsense.